If you do not know exactly where a debtor banks, finding their bank account is occasionally difficult. Of program if the debtor has almost no money in their account, a levy is a squander of time and money.
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This legislation (CCP 684.110) was created in times of the typewriter, exactly where 1 experienced to refer constantly to filed signature cards. Those times are lengthy gone, and because money is fungible, it is foolish to faux the debtor’s money is only at 1 particular department. As an instance, you can get money from your bank account at any branch.
Without a Writ, the Sheriff will not be able to levy. You can’t levy the debtor’s financial institution account yourself. You need the Sheriff and/or a process server to serve the levy on the bank.
The previous-school thoughts on when the best time to do a bank levy were based on dates of the month. Lease is due on the initial, home loan payments are due on the 15th, so the old rule was to levy correct prior to the finish of the month or correct prior to the center of a month.
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